The red line chart below is the financial sales person’s favourite chart about stock-market investing. Let’s see why it’s most likely NO use to you at all.
Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…
We’ve had some powerful reminders this week that big ‘natural’ disasters are completely beyond our control. Both Hurricane Irma and the (less well covered) Earthquake in Mexico prove just how powerless we are as natural disasters unfold. At best we can prepare to pick up the pieces after the disaster has passed. There are however other…
If you’re looking for some smarter investment ideas you’re in the right place.
In this Insight, let’s look at the real problem with banking today This should give us some context on those simple but flawed theories that have got us into so much trouble up to now.
So, what is the truth about fund charges? How much should you pay (in total) to have someone manage your money? Let’s explore the charging secrets of fund managers and advisers.
It’s very hot outside today. So, let’s stay in the cool and check if stock-markets might be overheated now too. And let’s use one of the most powerful tools you’ll find.
Economists have really struggled to be taken seriously since the financial crisis of 2008-09. And that’s worrying because these experts are probably the most important policy-shaping advisers behind our politicians.
The government (rightly) backed down on this change – after I’d written this article. But I’m leaving it here because I suspect that this change, or something similar, will occur after the next election.
Open letter to the Financial Conduct Authority